By: Usman Fambuleh
Sierra Leone-based financial technology company, Open Hub, has launched a new digital platform, Flot Business, along with an AI-powered chatbot, Flot, in a move aimed at expanding financial inclusion and accelerating the country’s transition toward a cashless economy.
The launch event, held in Freetown, brought together key stakeholders, including representatives from banks, mobile money operators such as Afrimoney and Orange Money, and development partners.
According to a company press statement, the platform is designed as a secure, interoperable, and cost-effective solution that enables users to carry out digital transactions seamlessly. It allows individuals and businesses to send and receive money, pay bills, and interact directly with financial institutions using mobile devices.
Speaking at the event, company representative Nasif Jaward said the AI chatbot is accessible via WhatsApp, making it convenient for users nationwide. He noted that it integrates multiple services into a single interface, enabling customers to send money, purchase airtime, and buy products without switching between applications.
Jaward added that the “all-in-one” approach simplifies digital transactions and enhances user experience, particularly for underserved communities.
Highlighting the business component, Paul Kanu described Flot Business as a transformative solution for enterprises. He said the platform allows businesses to accept payments from multiple channels, including mobile money services and international cards such as Visa and Mastercard, with instant settlement into their accounts.
Kanu likened the system to “the Harry Potter of our day,” citing its speed and efficiency, particularly through QR code transactions.
Officially launching the product, Open Hub Chief Executive Officer David Kpakima said the initiative aligns with the company’s mission to promote financial inclusion in Sierra Leone. He noted that the platform is designed to help shift the country from a cash-based system to a more formal digital economy.
Kpakima added that leveraging mobile technology will expand access to financial services, especially in areas with limited traditional banking infrastructure.
Also speaking, Managing Director of Sky Bank, Fasasi Charles Adeniye, commended the initiative, describing it as forward-looking and impactful. He expressed optimism that such innovations will contribute to economic growth and accelerate Sierra Leone’s transition toward a cashless society.
The company further stated that the rollout is supported by regulatory frameworks such as the Bank of Sierra Leone’s Sandbox initiative, which enables the testing of innovative financial technologies while ensuring consumer protection and financial stability.
In addition, the platform features a no-code online store builder, allowing entrepreneurs to create digital storefronts and integrate payment solutions without requiring technical expertise.
The event concluded with an interactive question-and-answer session, during which participants engaged developers on the platform’s functionality, security, and future prospects.
With mobile money adoption continuing to grow in Sierra Leone, stakeholders expressed confidence that the platform will help bridge the financial inclusion gap and modernize the country’s payment ecosystem.
